Brokers & distribution partners
Specialist product expertise and responsive support built to help opportunities move.
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Ireland-based Europe-wide
Specialist insurance, designed to move business forward.
Underwriting, programme design and distribution for brokers, carriers and affinity partners across Europe.
Managing general agentWholesale brokerManaging underwriter
CBICentral Bank of Ireland regulated
18Classes of non-life insurance
European passporting capability
Lloyd’sApproved Coverholder
Partnership by design
Different perspectives. One connected approach.
Carisma works across the insurance value chain, aligning underwriting, product and distribution around the opportunity.
Insurers & capacity providers
Programme development, administration and distribution support with European reach.
Our capabilitiesCorporate & affinity partners
Purpose-built propositions that turn specialist insight into a stronger customer or member offering.
Start a conversationEnd-to-endFrom initial idea to ongoing delivery
Connected capability
Connected from concept to delivery.
Carisma combines specialist people, practical infrastructure and a clear regulatory framework to help partners shape and operate relevant insurance solutions.
01
Underwriting
Specialist underwriting for insurance and reinsurance opportunities.
02
Product design
Insurance propositions considered around market and customer needs.
03
Programme administration
Administration capability supporting the programme lifecycle.
04
Claims support
Claims capability considered alongside product and administration.
05
Risk management
Risk-management capability supporting insurance solutions.
06
Distribution
Broker, agent and affinity distribution across European markets.
Product expertise
View all products Specialist thinking across complex markets.
Explore current product areas and speak to the team about a tailored programme or distribution opportunity.
01
Mobility in motion
Motor, Fleet & Mobility
Flexible insurance and risk solutions for established fleets, specialist vehicles and the changing mobility economy.
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02
Built for complexity
Construction
Specialist programme design for construction businesses, projects, contractors and connected property risks.
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03
Protecting real value
Property
Commercially considered solutions for property assets, portfolios and specialist real-estate exposures.
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04
Confidence to commit
Surety Bonds
Surety solutions that support contractual confidence, commercial delivery and responsible growth.
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05
Specialist risk, clear thinking
Aviation
Aviation-focused solutions for aircraft interests, operators and the businesses that support them.
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06
Across every route
Marine
Marine and transport solutions for vessels, cargo, transit and connected commercial liabilities.
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07
Protection with purpose
Healthcare
Thoughtful insurance solutions for healthcare providers, professionals and specialist service organisations.
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08
Commercially connected
Commercial
Responsive commercial insurance propositions shaped around businesses, sectors and distribution opportunities.
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09
Confidence beyond completion
Latent Defect
Long-term protection designed around structural defects that may emerge after a project is complete.
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10
Liability, understood
Casualty
Casualty solutions for businesses and programmes with complex liability profiles.
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11
Expertise protected
Professional Lines
Professional-lines solutions designed around expertise, responsibility and modern business risk.
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12
For progress in practice
Life Science
Specialist risk solutions for life-science organisations developing, testing and delivering innovation.
Explore productEuropean distributionBorn in Ireland.
Born in Ireland.
Built for Europe.
Carisma’s Irish regulatory base and European passporting capabilities support insurance and reinsurance opportunities across the EEA.
30EEA territories listed
18Non-life insurance classes
Programme journey
Four questions that move an opportunity forward.
A practical framework for an early product or distribution conversation.
Discover
Who is it for, what is the need and which risks matter?
Design
Which product, underwriting approach and operating model may fit?
Deliver
What administration, distribution and launch preparation are needed?
Develop
What does performance indicate should be reviewed over time?
Leadership
Meet the full team Experienced people. Shared focus.
A multidisciplinary team combining insurance, underwriting, operations, technology, finance, compliance and distribution expertise.
Clelia Letona
Chief Executive Officer
Eoin Reynolds
CUO and COO
Una Cumming
Head of Retail Distribution
Mark Lyons
Chief Strategy Officer